Deferred Maintenance: The Hidden Cost of Putting Off Home Repairs
When life gets hectic, it’s easy to overlook the little things around the house. A wobbly cabinet handle or a leaky faucet might not seem like a big deal—but when these minor issues start to stack up, they become what's known as deferred maintenance.
Putting off these repairs can turn into larger, costlier problems that affect your home’s value over time. Whether you’re planning to sell soon or stay put for the long haul, staying on top of maintenance helps protect your home and prevents unpleasant surprises down the road.
THE BANKS TEAM is here to guide you through what deferred maintenance really means, why it’s important, and which home projects you can tackle now to keep everything running smoothly.
What is Deferred Maintenance—and Why Should You Care?
Deferred maintenance is the term used for home repairs or routine upkeep that’s been postponed—often because of budget constraints, busy schedules, or simply not realizing there’s an issue. Things like peeling paint, full gutters, or dusty HVAC filters may not seem urgent, but they can build up and lead to major problems if left unchecked.
Delaying basic upkeep can impact your home’s resale value, create inspection hurdles when it’s time to sell, and even pose safety risks. Buyers tend to see neglected maintenance as a red flag, which could mean fewer offers—or none at all. Being proactive today can help you avoid expensive repairs and unnecessary stress later.
8 Maintenance Tasks That Help Prevent Depreciation
1. Check Plumbing for Leaks
Water damage is sneaky and expensive, so don’t ignore small plumbing issues. Inspect under sinks, behind toilets, and around appliances like dishwashers and washing machines for signs of moisture or mildew. A slow drip may seem minor, but can waste gallons of water and cause mold or rot over time.
2. Service Your HVAC System
Heating and cooling systems work hard year-round, so it’s important to show them some love. Replace air filters every one to three months to keep air flowing freely and reduce strain on your system. It’s also a good idea to schedule professional maintenance twice a year—once in the spring for the A/C and once in the fall for the furnace.
3. Clean Gutters and Downspouts
Gutters might not be glamorous, but they’re essential to your home’s health. Clogged gutters can cause water to back up and damage your roof, siding, and even your foundation. Make it a habit to clear leaves and debris twice a year—typically in the spring and fall—and always check that downspouts are directing water at least three feet away from your home.
4. Flush Your Water Heater
Over time, sediment builds up in your water heater tank, reducing efficiency and shortening its lifespan. Draining a few gallons from the tank once a year can help flush out this buildup. While it’s not a difficult task, be sure to follow the manufacturer’s instructions—or call in a plumber if you’re unsure.
5. Inspect the Roof Regularly
Your roof is your home’s first line of defense against the elements. Take a walk around your house to spot missing shingles, signs of moss growth, or areas that look saggy or discolored. Addressing these issues early can prevent expensive leaks and extend the lifespan of your roof. If you’re uncomfortable climbing a ladder, hire a pro for a quick inspection.
6. Seal Windows and Doors
Drafty windows and doors can lead to sky-high energy bills and extra wear on your HVAC system. Check for air leaks by feeling around the edges for cool air or using a candle to detect movement. Re-caulk gaps or add weather stripping where needed. It’s a quick weekend project that pays off in energy savings and comfort.
7. Refresh Exterior Paint and Trim
Faded or peeling paint isn’t just a cosmetic issue—it exposes your home to the elements. Check your siding, trim, and deck for flaking or worn areas. Touching up paint or staining exposed wood helps prevent moisture intrusion and keeps your home looking sharp and well-cared for.
8. Test Smoke and Carbon Monoxide Detectors
These little devices can save your life—but only if they’re working properly. Test each alarm monthly and replace the old units immediately with a new 10-year battery model; they are not cheap, but they will last 10 years and save you money over the long haul.
Handling small home maintenance tasks now is one of the best ways to protect your investment. These quick fixes not only keep your space running smoothly but also help preserve your home’s long-term value. Whether you're getting ready to sell or planning to stay for years, staying on top of upkeep means fewer expensive repairs and less stress later on.
So go ahead—make that list, get your tools ready, and start checking things off. Your future self (and any future buyer) will be glad you did. Need a little help tackling some of those bigger projects? The Banks Team can happily provide some trusted contractors and handymen to assist you.